EPC, Section 21 and landlord insurance, without the jargon
The 2026 rental rules that actually get landlords fined: energy certificates, no-fault eviction changes, deposit protection and HMO licensing.
Core compliance checklist
- Gas safety certificate current
- Deposit protected in a scheme
- EPC meets minimum standard
- Right to rent check on file
Get the full calendar in the free compliance pack, or check whether your EPC band is legal to let.
See the rent lost per empty day, week or 28 days
Compare 14 official UK, country, regional, local-area and property-size rent benchmarks, change the void duration and download the source table.
Insurance quote briefWork out which cover sections to compare
Screen the building, occupancy, contents, rent risks and empty-property conditions before requesting quotes.
Yield and cash flowTest a rental after voids and costs
See gross yield, net operating yield, cash flow and break-even occupancy using your own assumptions.
One empty periodSee what every extra void day costs
Add missed rent, Council Tax, utilities, insurance, finance and one-off re-letting work.
Expense reserveBudget the bills the headline rent hides
Model empty weeks, management, insurance, compliance, repairs and a major-works reserve.
Start here
View all guides →The Landlord Compliance Pack: Every Deadline in One Place
One page holding every recurring deadline and every new-tenancy step, plus unlockable notice templates. Print it, pin it, use it.
Read guideLandlord Insurance Explained
Standard home insurance is not designed for rental properties. Here is what landlord insurance actually covers, and what is optional.
Read guideEPC Requirements for Landlords in the UK
An EPC is not just a formality — landlords need a valid one, and the property needs to meet a minimum energy efficiency standard to be legally let.
Read guideSection 21: What Is Changing for Landlords?
Section 21 has been under active government reform for years. Here is what that actually means, without guessing at rules that may already have changed.
Read guideRepairs: What Landlords Must Fix (and How Fast)
The repair split between landlord and tenant is set by law, not by the tenancy agreement. What you must fix, how fast, and why ignoring it now costs more than ever.
Read guideHMO Licensing: A UK Guide for Landlords
Not every shared house is an HMO requiring a licence — but many are. Here is how to tell, and what licensing actually involves.
Read guideWhat we cover
Every guide is written to answer one specific question clearly, without trying to sell you a product. If a topic needs a solicitor instead of a guide, we say so.